Privacy Policy

1. Who we are

Business Momentum Advisory Services Limited ("BMAS", "we", "us", or "our") provides HR, payroll, compliance, advisory, recruitment, and digital resource services from Lusaka, Zambia.

2. Personal data we collect

Depending on how you use the website, we may collect your name, email address, phone number, account details, purchase records, payment status, library access records, enquiry details, CV/application information, and technical information such as browser, device, and basic analytics data.

3. Why we collect it

We use personal data to process purchases, provide access to your BMAS Library, respond to enquiries, deliver requested services, manage recruitment applications, maintain business and accounting records, improve the website, prevent misuse, and meet legal or compliance obligations.

4. We do not sell personal data

BMAS does not sell your personal data. We do not trade your contact details with advertisers or unrelated third parties.

5. When we share data

We may share personal data only where necessary to operate the service, including with payment providers, hosting providers, database/authentication providers, email providers, form processors, analytics providers, professional advisers, or public authorities where required by law.

6. Storage and security

We use reasonable technical and organisational measures to protect personal data from unauthorised access, loss, misuse, alteration, or disclosure. No online service can guarantee absolute security, but we limit access to personal data to those who need it for legitimate BMAS purposes.

7. Retention

We keep personal data only for as long as reasonably needed for the purpose collected, including service delivery, customer support, accounting, tax, audit, legal, dispute-resolution, and compliance purposes. Recruitment records may be kept for future suitable opportunities unless you ask us to delete them.

8. Your rights

Subject to applicable law, you may request access to your personal data, correction of inaccurate data, deletion where appropriate, withdrawal of consent where processing is based on consent, and objection to direct marketing.

9. Marketing

We may contact you about BMAS services or resources where permitted by law or where you have shown interest. You may ask us to stop marketing messages at any time.

10. Contact

For privacy questions or requests, contact BMAS at info@bmas.co.za or +260 972 2897789.